Ehsaas Youth & Microfinance Program KPK 2025,Unemployment and poverty are two important issues in Pakistan, especially a large part of the middle Pakhtunkhwa which is comprised of youth who are working hard to make their lives better.To solve these problems, the government of Khyber Pakhtunkhwa has launched the Ehsaas Program and Microfinance Program, which aims to empower and strengthen the people of Khyber Pakhtunkhwa. This step not only provides wealth but also fulfills their basic needs and is also playing an important role in the development of the country. This is also benefiting the people a lot and the rural areas are also getting development. These provinces are playing a social and economic role.

Also Read : Ehsaas Naujawan Programme https://www.bok.com.pk/ehsaas-naujawan-programme
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Imagination for Youth Stronger in Khyber Pakhtunkhwa
Also Read : Ehsaas Youth & Microfinance Program KPK 2025 https://merischeme.site/ehsaas-youth-microfinance-program-kpk-2025/
This scheme has been started in Khyber Pakhtunkhwa to fulfill the needs of youth and rulal areas. Its aim is to produce such independent youth who can contribute their share in the social and social progress of the province. A lot of youth have been left behind in KPK. This program helps the people of Khyber Pakhtunkhwa in the path of progress.This program envisions a KP where youth are not job-seekers but job-creators.Unemployment of youth is a big issue for Khyber Pakhtunkhwa. It is a serious challenge for us to face. Where a large part of the population of the age of 35 years or less is facing problems.
Who Can Apply for Ehsaas Youth & Microfinance Program KPK 2025 ? | Eligibility Criteria

Not everyone can apply for this scheme,those who can apply for this need these criteria:
| Requirement | Details |
|---|
| ⌛Age | 18 to 35 years |
| 🏡Residence | Must belong to Khyber Pakhtunkhwa |
| 🎓Education | At least matriculation or certified training |
| 💼Business | Plan a basic, workable idea required |
| 💰Financial Background | Priority given to low-income or unemployed youth |
| 💳Credit History | Should not have defaulted on any previous loan |
How to Apply for Ehsaas Youth & Microfinance Program KPK 2025?
Easy way to apply:
🌐 Online Registration: Visit the website merischeme.site .
📑 Document Submission: Upload CNIC, certificates, and business idea.
🔍 Verification & Interview: A local committee reviews and interviews the applicant.
🎯 Training (Optional): Some candidates may be sent for skills training first.
🏦 Loan Approval: If the loan is approved, it is transferred directly to the bank.
Real Impact: Changing Lives Across KP due to Ehsaas Youth & Microfinance Program KPK 2025
Because of this program, KPK is changing very fastly:
✅ 20000 more youth were given the training of different skills
✅ 2 billion rupees were given to the ambitious businesses
✅ 70000 more small businesses were started
✅ 40% participation of young women
✅ The program is going on in SWAT, Dir, Charsadda, Peshawar, Mardan, Bannu, Kohat and more.
Features Key of Ehsaas Youth & Microfinance Program KPK 2025

| 🎯Feature | ✅Details |
| 🏦Loan Providers | Bank of Khyber & Akhuwat Islamic Microfinance Institute |
| 💰Loan Amount | PKR 100,000 to PKR 5 million |
| 🆓Interest-Free | Yes, all loans are completely interest-free |
| ✅Eligibility | Pakistani citizens aged 21 to 60 years |
| 🛍️Business Type | Both small and large businesses |
| ⏳Repayment Period | Up to 8 Years |
| 📋Application Mode | Online (BoK) & Branch Visit (Akhuwat) |
📢 Success Story Due to Ehsaas Youth & Microfinance Program KPK 2025 : Ayesha from Swat
- 24 years ago Ayishah had a passion for servitude but she did not have the money to turn her passion into a business. Through passion, she achieved enlightenment and earned a livelihood of Rs. 150,000. Today, she runs a successful servitude business and provides relief to women in her own time.
📢 Success Story Due to Ehsaas Youth & Microfinance Program KPK 2025: Hamza from Mardan
- Hamzah had acquired the training of repairing mobile phones but he was short of money. With a loan of Rs. 200,000, he opened a repair shop. Now, he earns more than the money. He has trained 40,000 rupees per month and two more noble people.
Further search: The Future of Ehsaas Youth & Microfinance Program KPK 2025 innovations
📈 The feeling of rising and rising prices of micro-fans can lead to a change if the principles and values are maintained:
🛠️ Significant lack of unemployment among the innovations
🚺 The lack of women’s leadership in business
📍 Names of local meetings through micro-enterprises
🎯 Better expectations in the areas where the target is to be achieved by the progressive community
Loan Distribution Details about Ehsaas Youth & Microfinance Program KPK 2025
1. Small Business Loans
| 📂Loan Category | 💰Loan Amount | 🏦Provider | ⏳Repayment Period |
| Small Business | PKR 100,000 – 500,000 | Akhuwat Islamic Microfinance Institute | 36 – 60 months |
2. Large Business Loans
| 📂Loan Category | 💰Loan Amount | 🏦Provider | ⏳Repayment Period |
| Large Business | PKR 1 Million – 5 Million | Bank of Khyber | Up to 8 years |
Additional Benefits: ✅ No collateral required ✅Flexible repayment schedule ✅Equal funds distribution across all districts
For Akhuwat Islamic Microfinance Institute Loans:
- Visit the nearest Akhuwat branch.
- Provide the required documents (CNIC, business plan, and bank statement if applicable).
- Fill out the application form available at the branch.
- Await approval and fund disbursement.
📜Final Words
Empowered youth lead empowered nations. With initiatives like the Youth and Microfinance Program, Khyber Bakhtan Khan is moving towards a brighter and more prosperous future and will continue to thrive.This is a lifeline and a path to freedom for thousands of youth of Khyber Pakhtunkhwa. When the nation and the energy of the youth invest in ideas, they invest in the future of the nation. If this trend continues, KP will soon become a hub for small businesses and your leaders, and then Khyber will continue to walk towards a prosperous path.. This program is in line with the government’s vision to promote economic stability, entrepreneurship, and self-reliance among young people.
What is the Ehsaas Youth & Microfinance Program in Khyber Pakhtunkhwa?
The Ehsaas Youth & Microfinance Program (Khyber Pakhtunkhwa) is a government initiative under the broader Ehsaas Program, aimed at empowering youth through interest-free loans, skill development training, and mentorship. It helps young people start businesses, improve income, and become self-reliant.
Who is eligible for the Ehsaas Youth & Microfinance Program in KP?
To apply for the Ehsaas Youth & Microfinance Program in Khyber Pakhtunkhwa, applicants must:
Be between 18 to 35 years old
Hold a valid CNIC of KP
Have at least matriculation or relevant skills certification
Present a viable business plan
Belong to a low-income or unemployed background
How can I apply for the Ehsaas Youth & Microfinance Program in Khyber Pakhtunkhwa?
You can apply for the Ehsaas Youth & Microfinance Program (KP) online through the official Ehsaas or KP Youth Affairs Department website. Submit your CNIC, educational documents, and business idea. Shortlisted candidates may undergo training before receiving their interest-free loans.
What is the loan amount and repayment period under the Ehsaas Youth & Microfinance Program in KP?
Under the Ehsaas Youth & Microfinance Program (Khyber Pakhtunkhwa), youth can access loans ranging from Rs. 50,000 to Rs. 500,000. The repayment period is flexible, from 1 to 5 years, with interest-free or very low markup depending on the case.
How many people have benefited from the Ehsaas Youth & Microfinance Program in Khyber Pakhtunkhwa?
So far, the Ehsaas Youth & Microfinance Program in KP has trained over 20,000 youth, disbursed more than Rs. 2 billion in interest-free loans, and helped launch over 7,000 small businesses across the province.