CM Punjab Sehat Card Scheme 2026, The Punjab Government has always been working to improve its citizens’ access to better health facilities. One such facility was going to be the Sehat Sahulat Programme, known throughout Pakistan as the Sehat Card, and one of the largest health programmes in Pakistan. In the Punjab Government and for the year 2026, a new programme was announced under the title CM Punjab Sehat Card scheme 2026. Every human has a right to health, and the Government of Punjab has taken great pains to make this a right with the Sehat Card Scheme. The Scheme will give millions of families in Punjab access to free healthcare, regardless of their wealth. The CM Punjab Sehat Card Scheme 2026 ensures that no family in Punjab shall be refused medical treatment on financial grounds.
Also Read: Ramadan Package 2026 Punjab: Eligibility, Registration, Cash & Ration Benefits
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💭What is CM Punjab Sehat Card Scheme 2026?
CM Punjab Sehat Card Scheme is a health insurance scheme that allows with admissible families in Punjab to receive free treatment, as part of a health program under the Sehat Sahulat Program, administered by the Punjab Health Initiative Management Company (PHIMC). It is a provincial government initiative and for 2026, it was announced this scheme will increase the number of hospitals, number of medical services, and increase treatment limits more than has ever been in response to access and treatment challenges faced by Pakistani citizens, and will be one of the most comprehensive health programs rolled out in the country.
💡What’s New in 2026?
- Plans to provide full coverage for all permanent citizens of Punjab.
- The annual coverage limit has been increased to💰 Rs. 1,000,000 per family.
- A larger panel of hospitals to provide better access.
- Inclusion of advanced treatments, such as cancer therapy and organ transplants.
- This is a cashless and trouble-free process using your CNIC as the Sehat Card.
🎯Key Objectives of CM Punjab Sehat Card Scheme 2026
- To provide free health coverage to all the eligible citizens of Punjab.
- To bring down out of pocket expenses for treatment.
- To ensure access for everyone to quality healthcare regardless of income.
- To offload to government hospitals the burden by involving private hospitals in the scheme.
🤔Who is Eligible for CM Punjab Sehat Card Scheme 2026?
Eligibility for CM Punjab Sehat Card Scheme 2026 is basically same as previous years, except some improvements in verifying data. This scheme is mainly for low-income households, however in some districts, every registered household under NADRA is able to use it.
📂Eligibility Criteria for CM Punjab Sehat Card Scheme 2026
- Applicant must be resident of Punjab.
- 🆔Applicants must have a valid CNIC.
- 🏠The family should be registered in NADRA database.
- 📜In some instances, low-income families may be given priorities given the NSER (National Socio-economic Registry) survey.
🔍How to Check Eligibility?
- Text your 🆔CNIC (with no dashes) to 8500.
- Shortly after, you will receive an SMS confirming your eligibility to avail benefits of CM Punjab Sehat Card Scheme 2026.
✨Benefits of CM Punjab Sehat Card Scheme 2026
The Sehat Card Scheme provides comprehensive health coverage for many maladies. The government has increased the annual coverage ceiling and also increased the facilities available for access for 2026.
🌟Special Benefits in 2026:
- 💊Free medicines for the duration of your stay in hospital.
- 💰Cashless go – no need to pay an advance.
- ❤️Day-care procedures covered.
- 🌐Higher network of hospitals in rural and urban areas.
💰Health Coverage
- Annual Health Coverage: Up to 💰Rs. 1 Million per year per family
- Secondary Care:💰 Up to Rs. 60,000 per year per family (for initial medical care)
- Priority Care:💰 Up to Rs.300,000 per year per family (for severe disease and surgical treatment)
- Extra added benefits:💰 Up to 1,000,000 for chronic disease (awaiting approval).
💊What kind of treatments are covered?
- General medical and surgical treatments.
- Heart surgeries (Bypass, Angioplasty, etc.).
- Kidney dialysis and transplantation.
- Cancer treatment (Chemotherapy, Radiotherapy, Surgery).
- Diseases of the liver and liver transplantation.
- Accident and emergency treatments.
- Maternity treatments (Normal delivery & C-section).
- Neurology treatments and orthopedic surgeries.
🌟Special provisions for 2026
- Free medicines while an inpatient in the hospital.
- Daycare surgeries.
- Expanded list of private hospitals on Panel list for patients’ easy access.
- Cashless treatment (patient does not pay anything in the hospital).
❓How to Apply for CM Punjab Sehat Card Scheme 2026?
The application is easy to apply for and as good as automated since the program uses the NADRA family data.
:📄Application Process Hows
- 🆔Check Your Eligibility: You can check your eligibility by sending your CNIC via SMS to 8500.
- 📜Get a Confirmation: If eligible, you will receive a message with all the details.
- 🏥Go to the Panel Hospital: Take your CNIC and the CNIC of your family members.
- 🩺Get Your Treatment: The hospital Sehat Card desk will verify your details and approve your treatment.
📝Documents you will require
- 🆔Original CNIC of the patient.
- 📜B-Form for children (please provide if treatment is required for the child).
Note: There may be no need to apply for the card separately as your CNIC is your Sehat Card in most circumstances.
🩺What medical services are covered?
- Heart Services: Bypass, Angioplasty, Stents.
- Kidney Disorders: Dialysis, transplant.
- Cancer Treatment: Chemotherapy, Radiotherapy, Surgery.
- Liver Treatment and Transplant.
- Accidents and Emergency Treatment.
- Maternity Care: Normal Delivery, C-section.
- Neurological Surgery and Orthopedics.
🏥List of Panel Hospitals in Punjab
Partnerships were made with hundreds of hospitals in both public and private sectors. Some of the major hospitals are:
- Shaukat Khanum Hospital (Lahore)
- Indus Hospital
- Ittefaq Hospital
- Services Hospital (Lahore)
- Punjab Institute of Cardiology
- Doctors Hospital
- Private hospitals in each series of districts of Punjab
You can find the complete hospital list on the Sehat Sahulat Program official website or by calling the help line.
💥The Effects of CM Punjab Sehat Card Scheme 2026in punjab
The Sehat Card scheme has offered treatment and coverage to millions of families across Punjab since its inception. By 2026, the program aims to provide universal health coverage to the whole population of Punjab and, effectively, universal health coverage in the province. This is a landmark endeavor in Pakistan towards fulfilling UN Sustainable Development Goals (SDG 3: Good Health and Well-being).
Also Read: https://www.pmhealthprogram.gov.pk/
👉Conclusion
The CM Punjab Sehat Card Scheme 2026 is a progressive step in implementing affordable health care for all people. With expanded coverage, more hospitals, and an easy application process, this scheme guarantees no individual in Punjab is untreated due to lack of financial means. The initiative does not just provide financial relief to families, but can save lives by providing free access to advance medical facilities.The CM Punjab Sehat Card Scheme 2026 is a significant milestone in the journey to provide free and quality health care for every family in Punjab. It is cashless treatment with high coverage limits and a wider variation of hospitals allowing no citizen to be without treatment due to their financial situation.
If you or your family live in Punjab, check your eligibility today and take the opportunity to utilize this stewardship of health services.
